What is High Net Worth Insurance?

High net worth insurance is specifically designed for individuals with valuable assets that require specialist protection. Standard insurance policies often fall short when it comes to high-value homes, rare collections, luxury vehicles, and other significant possessions. Our bespoke insurance solutions provide comprehensive coverage, ensuring that your wealth and lifestyle remain secure.

Why Choose High Net Worth Insurance?

If you own a period property, a country estate, or a luxury townhouse, a standard home insurance policy may not offer sufficient coverage. High net worth insurance ensures that:

• Your home, whether a historic estate or a modern architectural masterpiece, is fully protected.
  

• Fine art, antiques, jewellery, and other collectibles are covered for their true value.
  

• Your luxury vehicles, including classic cars and supercars, receive tailored motor insurance.
  

• You have access to expert risk management advice and claims support.

Comprehensive Household Portfolio Coverage

Managing multiple properties, valuable collections, and unique possessions can be complex. Our high net worth insurance consolidates your household portfolio into a single policy, offering:

• Cover for multiple properties, including overseas homes.
  

• Protection for high-value contents, from designer furniture to rare collectibles.
  

• Flexible and responsive coverage that adapts to your evolving lifestyle.

Ensuring Adequate Cover for Your Valuable Assets

Jewellery, watches, and fine art have seen significant appreciation in value over recent years. Underinsuring these assets could leave you exposed to financial loss. Our bespoke policies ensure:

• Regular valuations to maintain accurate coverage.
  

• Worldwide protection for portable valuables.

• Agreed value settlements for peace of mind in the event of a claim.

Personal Protection for You and Your Family

Beyond protecting physical assets, high net worth insurance provides invaluable support during difficult situations. Whether you experience an aggravated burglary, identity fraud, or another stressful event, our policies offer:

• Emergency response services and crisis management.
  

• Access to specialist security consultants.

• Personal liability cover to safeguard against potential legal claims.

Secure Your Lifestyle with Expert Insurance Solutions

At IIB Insurance, we understand that high-value assets require more than just standard coverage—they need bespoke insurance solutions tailored to your unique circumstances. Our experienced team is dedicated to crafting policies that provide security, flexibility, and peace of mind.Contact us today to discuss how we can help protect your wealth, your assets, and your future.