Bespoke Haulage and Fleet Insurance – What Does It Mean for You?

In the fast-moving world of logistics and transportation, managing a fleet of vehicles comes with a unique set of challenges and risks. Whether you run a small delivery service or a large-scale haulage operation, having the right insurance in place is crucial to keeping your business running smoothly.

What is Fleet Insurance?

Fleet Insurance provides cost-effective, flexible coverage for businesses that operate two or more vehicles. Instead of insuring each vehicle individually, a Fleet Insurance policy consolidates coverage under one plan, making administration easier and often reducing costs. Whether your fleet consists of cars, vans, trucks, or HGVs, we can tailor a policy to suit your specific needs.

How Fleet Insurance Protects Your Business

Like standard motor insurance, Fleet Insurance offers three levels of coverage:

Comprehensive – Covers your fleet, third-party vehicles, and compensation claims for injury or damage.

Third Party, Fire & Theft – Covers damage to third-party vehicles and property, as well as fire and theft protection for your fleet.

Third Party Only – Covers liability for damages to third parties but not your own vehicles.

With a Fleet Insurance policy, you can opt for:

Any Driver Cover – Flexibility for multiple drivers to operate any vehicle in your fleet.

Named Driver Cover – A cost-saving option specifying which drivers can use which vehicles.

UK or European Coverage – Tailored policies that align with your business’s operational scope.Risk Management Support – Tools and advice to help reduce accidents and improve driver safety.

Key Features and Benefits

Single Policy, Single Renewal Date – Simplifies management and reduces paperwork.

Spreads Risk Across the Fleet – Minimizes the impact of claims on individual vehicles.

Quick and Efficient Claims Handling – Keeps vehicle downtime to a minimum.

Customizable Add-ons – Including trailer cover, breakdown assistance, legal protection, and goods-in-transit insurance.

Essential Cover for Hauliers and Fleet Operators

For haulage contractors, having the right coverage is vital. A comprehensive fleet policy should include:

Freight and Hauliers Liability – Protects against cargo damage, third-party injuries, and property damage during transit.

Motor Fleet Insurance – Covers multiple vehicles under one policy, ensuring cost efficiency and simplified administration.

Hire and Reward Use – Ensures vehicles are insured for transporting goods or passengers for payment, preventing legal and financial issues.

Why Choose Our Fleet Insurance?

We work with a wide range of specialist fleet insurers to provide tailored coverage that meets your needs. Whether you operate a few company cars or a fleet of HGVs, our dedicated claims service and risk management support will help you keep your business moving.Let us help you find the right Fleet Insurance policy to protect your business, save you time, and reduce costs. Contact us today to discuss your requirements and get a competitive quote.